Under the provisions of the Health Insurance Portability & Accountability Act of 1996, there are two additional special events, which may allow the employee to add health insurance coverage if an employee has not elected health insurance coverage during the initial eligibility period or during open enrollment:
- If an employee get married and has waived the health care insurance, the employee may enroll in the health insurance plan and add the new spouse and themself.
- The second special event is the birth or adoption of a child, where the employee has waived health care insurance, at which time the employee may add a health care insurance plan and add the child.
In order to add a health care insurance plan for either of the above special events, the employee must complete an enrollment form within 31 days of the event. The provisiosn of the HIPAA apply only to health care insurance.