Life & AD&D Summary                       www.standard.com

         Globe Life                                          www.globeontheweb.com

         Allstate                                              www.allstate.com

Financial security for your family in the event of a death is important.  Term life insurance, offered through Standard Life Insurance Company, is available to you and your dependents.  You can select the level benefit that best meets your needs.

 Term life insurance is available to all benefits-eligible employees and their dependents.  The amount of optional Supplemental life insurance benefits for employees is calculated according to your annualized salary and age.

For detailed information, refer to above summary and provider link.