Getting ready for college or career, school can be easier than you think. Start by defining your goals and interests, understanding college costs, and planning financially and academically at these sites: and

The ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial wellbeing. The ability for postsecondary students to use knowledge and skills to make good decisions related to budgeting, borrowing, and repayment strategies.

These programs also provide easy-to-understand information on money matters. Use these to create budgets, plan expenses while in college, and control costs.


A budget is a guide that keeps you on the path to reach your financial goals. Budgeting keeps your finances under control, shows when you need to make adjustments to your spending, and helps you decide where your money goes instead of wondering where it all went.


Prepare for college- Budgeting


Borrowing responsibly includes borrowing only what you need to pay your education expenses and what you can realistically afford to repay when you leave school. Manage your money using this Checklist for College Students:

Money Management Checklist


Although you may select or be assigned a repayment plan when you first begin repaying your student loan, you can change repayment plans at any time–for free.

Contact your loan servicer if you would like to discuss repayment plan options or change your repayment plan. You can get information about all of the federal student loans you have received and find the loan servicer for your loans by logging in to My Federal Student Aid.